I’m in my 60s with $85,000 in credit card debt. Should I use the equity in my home or my investments to pay it off?

I was laid off. I’m 43 and my husband is 35. I have $8,000 in credit-card debt and our mortgage is $1,600 a month. What do we do?

“We have been bringing in $60,000 a year for the last couple years, until this October, when I was laid off.”

MarketWatch - 2h

‘I keep hearing about break-ins in my neighborhood’: Should I keep valuable items in a safe-deposit box? What are my options?

“I read that the bank discourages people from storing jewelry and coins in the boxes, so I did not rent one.”

MarketWatch - 2h

‘I take pride in being debt-free’: My husband owes thousands of dollars in student loans and credit-card debt. Will I be on the hook if he dies?

“We own a house together through a joint trust, but our bank accounts and credit cards are all held separately.”

MarketWatch - 18h

I Used AI to Do All of My Holiday Shopping

Chatbots aren't very good at picking gifts, but that didn't stop me from burning the planet in a quest for the perfect baking equipment.

Wired - 1d

‘I worked hard for my savings’: I’m 71 and a retired teacher. I want to give my kids money — but my daughter spends lavishly and my son is wealthy.

“I have been reading about the idea of giving your children money when they need it the most, rather than waiting until you die.”

MarketWatch - 16h

I’m 42 and married with no kids. I have $114K in a 401(k) and $1,400 in credit-card debt. How can I grow my wealth?

“I am not that familiar with investing, but currently educating myself about it.”

MarketWatch - 20h

‘I’m nervous about the market’: We’re living off my pension as practice for retirement, but I’m afraid of a market correction

My wife is younger than I am, and longevity runs in both our families.

MarketWatch - 3d

8 things you should never say to a credit card debt collector

Saying the wrong thing could accidentally validate an expired debt or waive important legal rights.

CBS News - 4d

Buttigieg: ‘I’m ready to catch my breath’

Transportation Secretary Pete Buttigieg said he is “ready to catch my breath” as he prepares to leave his post with President-elect Trump taking over next month. Trump has tapped former Rep. Sean ...

The Hill - 5d

Ravens' Lamar Jackson rips off dazzling run while holding up pants: 'I felt like wind was touching my butt'

Jackson continues to make the game look easy

CBS Sports - 6d

I’m a 59-year-old recluse with PTSD, a cancer diagnosis and no living relatives. What should I do with my $900,000 life savings?

“I have a large bank as trustee, and it will take a large chunk to distribute my estate.”

MarketWatch - 6d

‘My strategy may be flawed’: Will I lose out on $500,000 SIPC insurance coverage if I only have one investment account?

“As a retiree, I set up multiple accounts at the same firm.”

MarketWatch - Dec. 14

‘I want to enjoy the rest of my years’: I’m 65, retired and own my home. I have $300,000 to invest. What should I do with it?

“Is the stock market reliable?”

MarketWatch - Dec. 14

36-year-old self-made millionaire: This was my biggest investing mistake—'I didn't really see red flags'

Tess Waresmith has built a portfolio worth more than $1 million. But not educating herself cost her a lot of money early on.

CNBC - Dec. 13

Should you buy a home if you have credit card debt? Here's what experts say

Credit card debt could make it difficult to get favorable mortgage rates or afford your monthly payments.

CBS News - Dec. 12

A Friend Saw My Daughter-in-Law Flirting With Another Man. What Should I Do?

A mother-in-law is unsure whether to say something to her son (or his wife) after hearing through the grapevine about an upsetting scene at a hotel bar.

The New York Times - Dec. 11

Generative AI Is My Research and Writing Partner. Should I Disclose It?

In this installment of WIRED’s AI advice column, “The Prompt,” we answer questions about giving AI tools proper attribution and teaching future generations how to interact with chatbots.

Wired - Dec. 11

'I went in for a tackle and heard my neck snap'

BBC South spends six months with patients and staff at Salisbury Hospital's dedicated spinal unit.

BBC News - Dec. 11

In my home town, I see teenage boys being pulled towards Andrew Tate and the ‘manosphere’ | Taj Ali

With inequality and insecurity growing, young men are vulnerable, but in Luton the community is showing them a real alternative. I was 12 years old when the far-right English Defence League (EDL) ...

The Guardian - Dec. 10

My daughter could have died. I blame US insurance companies | Melody Schreiber

I asked my doctor for a shot to protect my premature daughter against RSV. Then we realized we didn’t qualify for insurance. Since Thursday morning, United Healthcare hasn’t left my thoughts – ...

The Guardian - Dec. 10

My husband and I have lived in my house for 17 years. Should I finally add him to the deed?

“I have no mortgage.”

MarketWatch - Dec. 10

‘I’m at a loss’: My boyfriend of nearly 10 years is naming his elderly parents as beneficiaries and giving them power of attorney. Am I right to be upset?

“I own the house we live in and he pays me a small amount of rent every month to help cover my mortgage and utilities.”

MarketWatch - Dec. 10

'I used my student grant': Women 'forced' to go private for gynaecological care

Women in agony are using their savings to pay for urgent treatment to avoid waits of up to two years.

BBC News - Dec. 9

Once I would have squirmed if a barista knew my order. But I’m learning to love being a regular | Emma Beddington

It’s nice to be known – even as someone who’s utterly predictable, cake-dependent and often unwashed. We went to the same cafe almost every day during our month-long trip to Venice. It was the same ...

The Guardian - Dec. 8

‘I’m trying not to go bankrupt’: My husband of 24 years asked for a divorce. He wants my cell-phone records. Should I report him for tax fraud?

“I would like to keep the house because my grown children and grandchildren reside there.”

MarketWatch - Dec. 8

'I watched my house burn down with memories of my late daughter inside'

A 64-year-old with no insurance is left homeless after fire tore through her house in East Lothian.

BBC News - Dec. 8

Must I Share My Story?

A reader asks whether she needs to let her new colleagues, most of whom work remotely, know that she is undergoing chemotherapy treatments.

The New York Times - Dec. 8

I’m 69 and have $10,000 in legal bills from my divorce. Is now the time to borrow from my IRA?

“I never dreamed I’d be in this position.”

MarketWatch - Dec. 7

Should I wear my Trump MAGA hat to work?

“I saw a couple of colleagues wearing Kamala pins before the election, but I have not seen one Trump hat.”

MarketWatch - Dec. 7

‘I’m a mother in turmoil’: My daughter refuses to see me — and she won’t let me see my grandchild. Should I cut her out of our will?

“Our family trust is a couple of decades old and needs revision.”

MarketWatch - Dec. 7

How do I make sure my retirement accounts go to my wife, and then my kids, when I die?

Planning and proper documentation is required if your wishes are to be carried out

MarketWatch - Dec. 7

Can I still use my credit card after debt consolidation?

You may be able to use your credit cards after consolidating, but that isn't always the best financial move.

CBS News - Dec. 5

‘I’ve nothing saved for retirement’: I’m 50 and earn $45,000. I don’t have a 401(k) match. Should I put 10% of my salary in a Roth IRA instead?

“I currently have $36,000 in student-loan debt in forbearance in the SAVE program.”

MarketWatch - Dec. 5

Latest in I’m in my 60s with $85,000 in credit card debt. Should I use the equity in my home or my investments to pay it off?

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