Why mortgage rates are still high despite the Fed rate cuts

Mortgage rates have climbed nearly 1% higher since the Fed began cutting rates. Here's why that's happened.

Topics

The Fed Is in No Rush to Cut Rates

Fed officials have signaled that it will take more than one weak report to convince them that the labor market is deteriorating.
The New York Times - 4d
Fed Governor Bowman says December interest rate cut should be the last

Federal Reserve Governor Michelle Bowman said Thursday she supported the recent interest rate cuts but doesn’t see the need to go any further.
NBC News - 5d
Fed Governor Bowman says December interest rate cut should be the last

Bowman said Thursday she supported the recent interest rate cuts but doesn't see the need to go any further.
CNBC - 5d
Why two Fed officials doubt the need for many more rate cuts

One official warned that “progress on inflation could continue to stall.”
MarketWatch - 5d
Fed officials saw need for ‘careful approach’ to future rate cuts

Minutes from December meeting show policymakers are concerned about US inflation risks
Financial Times - 6d
Rate-Cut Decision Was Narrow, Fed Minutes Show

Stubborn inflation, and potential tariffs, make future rate cuts uncertain.
The New York Times - 6d
Fed Minutes May Show Why More Rate Cuts Will Face Hurdles

After a quarter-point cut in December, Chairman Jerome Powell said policymakers may be more cautious, since the incoming administration will create more uncertainty.
Inc. - 6d
Fed has hit the pause button for rates, and may only cut once this year, experts say

The Federal Reserve is going to sit on the sidelines and may only cut rates once this year, according to prominent economists attending the American Economic Association meeting in San Francisco ...
MarketWatch - Jan. 6
Mortgage rates inch up to start the year at a near six-month high. Will the housing market become more affordable in 2025?

The 30-year mortgage rate averaged at 6.91%, Freddie Mac said in its latest weekly survey on Thursday.
MarketWatch - Jan. 4
Why the U.S. economy is still strong despite the Fed’s 2022-’23 rate hikes

Something surprising happened on the way toward the highest U.S. interest rates in more than a dozen years: Neither consumers nor businesses buckled under the weight of higher borrowing costs from ...
MarketWatch - Jan. 3

Why mortgage rates are still high despite the Fed rate cuts

Topics

Related

The Fed Is in No Rush to Cut Rates

Fed Governor Bowman says December interest rate cut should be the last

Fed Governor Bowman says December interest rate cut should be the last

Why two Fed officials doubt the need for many more rate cuts

Fed officials saw need for ‘careful approach’ to future rate cuts

Rate-Cut Decision Was Narrow, Fed Minutes Show

Fed Minutes May Show Why More Rate Cuts Will Face Hurdles

Fed has hit the pause button for rates, and may only cut once this year, experts say

Mortgage rates inch up to start the year at a near six-month high. Will the housing market become more affordable in 2025?

Why the U.S. economy is still strong despite the Fed’s 2022-’23 rate hikes

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