$200,000 home equity loan vs. $200,000 HELOC: What to consider now

• How much does a $200,000 home equity loan cost per month in 2025?

  Home equity loan rates have declined, making a $200,000 loan more affordable. Here's what it could cost monthly now.
  
  CBS News - 4d

• What are today's home equity loan and HELOC interest rates?

  If you're a homeowner looking for lower-cost borrowing options, you may consider a home equity loan or HELOC today.
  
  CBS News - 5h

• Can you get a home equity loan that's larger than your equity?

  Most lenders will limit your loan to a percentage of your home equity, but that's not always a set rule.
  
  CBS News - 1h

• 3 simple (but important) home equity decisions to make right now

  Tapping into your home equity can be a smart way to borrow, but there are some decisions to make first.
  
  CBS News - 5d

• When you should get a home equity loan from a different lender

  Should you use a new lender to get your home equity loan? Here's when it may be worth doing.
  
  CBS News - Mar. 10

• Why are HELOC rates so much lower than home equity loans now? Experts weigh in

  HELOC interest rates are near two-year lows, making them significantly cheaper than home equity loans. Here's why.
  
  CBS News - 1d

• How much does a $200,000 HELOC cost per month in 2025?

  What kind of monthly payment would you make on a $200,000 HELOC at today's rates? Find out here.
  
  CBS News - Mar. 11

• Why HELOC borrowers shouldn't wait for more Fed rate cuts to borrow their home equity

  If you're a homeowner considering borrowing with a HELOC, waiting for Fed rate cuts may not make sense. Here's why.
  
  CBS News - 1h

• Should you open a home equity loan before the March Fed meeting?

  With the Fed set to meet soon to determine interest rate policy, homeowners may be thinking of taking action now.
  
  CBS News - Mar. 10

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