Why February's Supplemental Security Income checks are coming early

(NEXSTAR) — If you receive Supplemental Security Income from the Social Security Administration, you know the last two payments have been a bit out-of-order. The next two will be the same, too.

Supplemental Security Income (SSI) beneficiaries include those with disabilities and older adults with little to no income. In 2025, the maximum monthly payment is $967 for an individual and $1,450 for a couple, though amounts can vary based on a person's income, living situation, and whether they receive additional support from their state.

SSI payments are distributed monthly, usually on the first day of the month. That won't happen in February, however.

February 1 falls on a Saturday this year, meaning payments are going out on Friday, January 31, per the Social Security Administration's policy. SSI beneficiaries experienced a similar situation in late November when they received December's payment a few days early.

Typically, if a month's payment is sent in the last days of the previous month, there is no SSI payment in the current month. There was, however, an SSI payment in late December because January 1, New Year's Day, is an observed holiday.

A payment is arriving in January as well, but it is, technically, February's payment. Another will be dispersed at the end of February, though that will be March's payment.

Then, the SSI payment calendar will largely return to normalcy: There will be no payment in March but April's will be sent out on April 1. (No, April Fools' Day is not an observed holiday.)

Regardless of when an SSI payment arrives, beneficiaries will still receive all of their intended checks throughout 2025. Receiving two SSI payments in one month and none in another may, however, lead to some slight budget adjustments.

If you receive SSI and Social Security payments, the latter will be paid on February 3, as usual. March's payment will also come on the third day of the month.

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