‘I’m starting to worry’: I’ve got $1.2 million in a 401(k). How do I save more for retirement without buying stocks or real estate

‘It’s so unfair!’ I’m miserable in my job. I’m 58 and have $1 million in a 401(k) and Roth IRA. Can I afford to quit?

“Currently, I live comfortably on $5,000 a month, but I could probably live on $3,500 a month.”

Business - MarketWatch - October 15

‘I own my home’: I’m 74 with $300,000 in annuities and live modestly. What should I do with my retirement savings?

”I am not very savvy with the stock markets.”

Business - MarketWatch - October 24

‘I have few close friends’: I’m 69, retired, single and have amassed $3.6 million. What should I do with my fortune?

“Many weeks I spend more on my three rescue kitties and one rescue mouse than I do on myself.”

Business - MarketWatch - October 29

I’m buying a house. My real-estate agent asked me to sign an exclusive contract. Is this the new normal?

“Should we be on the lookout for anything important when signing a contract with a buyer’s agent?”

Business - MarketWatch - October 25

‘I feel like I’m missing something’: I’m 68, divorced with two children. I’ve $750,000 and rent my home. Do I need a trust?

“I continue to reinvest the dividends and interest so my investments continue to grow.”

Business - MarketWatch - October 24

I Can’t Buy a House. I Can’t Shop. I’m Too Worried About the Election.

Election anxiety is causing many consumers to avoid big-ticket purchases like houses, weddings and cars. “Every four years this happens,” one former car dealer said.

Business - The New York Times - October 20

I’m single, retired and saved $2.3 million, but I’m still planning to take my Social Security early. Is that a stupid decision?

“If I take it now, my monthly distribution will be $2,500.”

Business - MarketWatch - November 2

I’m 77 and planning to retire with $700K. I love to travel and I’m moving cross country. Have I saved enough for retirement?

‘My Social Security is $3,100 per month. I do not own a home’

Business - MarketWatch - October 26

‘I know it’s awkward to give advice to wealthy people’: My wife, 50, has terminal cancer. Our estate is worth $18 million. How do we prepare?

“We have two children ages 19 and 21, with one starting law school and the younger planning on medical school.”

Business - MarketWatch - 2 days ago

I’m 48 with $223,000 saved for retirement. I want to contribute an extra 1% every year. Will that have any meaningful impact?

“I anticipate that could have a large impact even though my retirement horizon is a bit short.”

Business - MarketWatch - 4 days ago

I’m 67, married and have two mortgages worth $660,000. Should I use my 401(k) to pay them off?

“I want to have $6,000 a month in cash to live comfortably and travel upon retirement.”

Business - MarketWatch - 3 hours ago

The IRS just set 401(k) limits for 2025 — here’s how much you can save

The Internal Revenue Service said Friday that 401(k) contribution limits will climb to $23,500 next year, meaning retirement savers will be able to tuck away a little more in 2025.

Business - MarketWatch - November 2

Do real estate agents have to disclose if someone died in a house? Here's how to find out

Disclosure laws around stigmas will depend on where you are buying a home. If a home's history matters to you in your home purchase, here's what to do.

Business - CNBC - October 21

We’re 57, and our work is unpleasant and tiresome. We have $800,000 in 401(k) plans and $1.15 million in a pension. Can we just retire already?

Have a question about your own retirement savings? Email us at HelpMeRetire@marketwatch.com

Business - MarketWatch - October 19

‘I retired earlier than planned’: I’m 69 and will have $6,000 a month in retirement income. The bulk of my $3.6 million is equities. Is that OK?

“I don’t expect equities to do as well over the next decade as they have in the past, but I still think they will outperform other options.”

Business - MarketWatch - October 24

Here's how much Donald Trump is worth, from his DJT stock to real estate

Donald Trump is still a billionaire, but his net worth has fluctuated sharply this year along with the value of one of his main investments.

‘Who do people like me turn to?’ I am 70 with absolutely no emergency or retirement savings. So now what?

Have an issue with your financial adviser or looking for a new one? Email questions or concerns to picks@marketwatch.com. We’ll have financial advisers weigh in.

Business - MarketWatch - October 31

I’m 50 and have $250,000 in four retirement accounts. Should I consolidate them — and, if so, how?

“What is the best plan for the three accounts that are just sitting there?”

Business - MarketWatch - October 18

We have $1.2 million for retirement, but my husband won’t let me spend it

Which one of us needs to change?

Business - MarketWatch - November 2

C.E.O. of Real Estate Giant Douglas Elliman Retires Amid Mounting Criticism

Howard Lorber faced calls to reduce his compensation, amid allegations of sexual assault by agents and plummeting stock prices.

Top stories - The New York Times - October 22

How big is the real estate ‘stranded asset’ problem?

Governments’ push towards net zero could lead to increased cost of upgrading buildings

World - Financial Times - October 14

‘I’m convinced the U.S. will be drawn into World War III’: How do I prepare my finances?

“I believe this to be a legitimate concern. I would prefer a politically neutral answer.”

Business - MarketWatch - October 26

I’m a 26-year-old property investor. Is now a good time to refinance — or should I flip houses before buying more?

“I’ve been investing in real estate since I was 20.”

Business - MarketWatch - November 2

How This Founder Is Building the 401(K) for the Working Class

Dashell Laryea, the co-founder and CEO of Ezra Financial, believes that employer-supported emergency savings accounts will help workers gain financial security and access to the American Dream.

Business - Inc. - October 22

‘My partner and I have moved in together and I’m afraid I will have to do all the housework. How do I get him to help?’ | Leading questions

Look for ways to keep the equality of the honeymoon period going, says Eleanor Gordon Smith . And don’t assume he won’t do his share. Read more Leading questions My partner and I just moved ...

World - The Guardian - October 17

Latest in ‘I’m starting to worry’: I’ve got $1.2 million in a 401(k). How do I save more for retirement without buying stocks or real estate

‘It’s so unfair!’ I’m miserable in my job. I’m 58 and have $1 million in a 401(k) and Roth IRA. Can I afford to quit?

‘I own my home’: I’m 74 with $300,000 in annuities and live modestly. What should I do with my retirement savings?

‘I have few close friends’: I’m 69, retired, single and have amassed $3.6 million. What should I do with my fortune?

I’m buying a house. My real-estate agent asked me to sign an exclusive contract. Is this the new normal?

‘I feel like I’m missing something’: I’m 68, divorced with two children. I’ve $750,000 and rent my home. Do I need a trust?

I Can’t Buy a House. I Can’t Shop. I’m Too Worried About the Election.

I’m single, retired and saved $2.3 million, but I’m still planning to take my Social Security early. Is that a stupid decision?

I’m 77 and planning to retire with $700K. I love to travel and I’m moving cross country. Have I saved enough for retirement?

‘I know it’s awkward to give advice to wealthy people’: My wife, 50, has terminal cancer. Our estate is worth $18 million. How do we prepare?

I’m 48 with $223,000 saved for retirement. I want to contribute an extra 1% every year. Will that have any meaningful impact?

I’m 67, married and have two mortgages worth $660,000. Should I use my 401(k) to pay them off?

The IRS just set 401(k) limits for 2025 — here’s how much you can save

Do real estate agents have to disclose if someone died in a house? Here's how to find out

We’re 57, and our work is unpleasant and tiresome. We have $800,000 in 401(k) plans and $1.15 million in a pension. Can we just retire already?

‘I retired earlier than planned’: I’m 69 and will have $6,000 a month in retirement income. The bulk of my $3.6 million is equities. Is that OK?

Here's how much Donald Trump is worth, from his DJT stock to real estate

‘Who do people like me turn to?’ I am 70 with absolutely no emergency or retirement savings. So now what?

I’m 50 and have $250,000 in four retirement accounts. Should I consolidate them — and, if so, how?

We have $1.2 million for retirement, but my husband won’t let me spend it

C.E.O. of Real Estate Giant Douglas Elliman Retires Amid Mounting Criticism

How big is the real estate ‘stranded asset’ problem?

‘I’m convinced the U.S. will be drawn into World War III’: How do I prepare my finances?

I’m a 26-year-old property investor. Is now a good time to refinance — or should I flip houses before buying more?

How This Founder Is Building the 401(K) for the Working Class

‘My partner and I have moved in together and I’m afraid I will have to do all the housework. How do I get him to help?’ | Leading questions

China pledges more financial support for 'whitelist' real estate projects

I Replied Stop to a Political Text Message. I Got 100 More.

Michael Bloomberg’s $50 million donation to Harris campaign could be half of what the billionaire’s real estate is worth

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