Retail Credit Card - QuikReader

Retail credit card interest rates hit all-time high

The average rate on credit cards from some of America's biggest retailers has soared to an all-time high of more than 30%, according to personal finance site Bankrate. That's up from just over 24% ...

How to get rid of credit card debt without ruining your credit

You don't have to sacrifice your credit score to get rid of credit card debt. There are lots of routes to consider.

Will enrolling in a credit card debt management program hurt your credit?

Certain debt relief strategies can have a negative impact on your credit — but is debt management one of them?

How will a late credit card payment impact my credit score?

Just one delinquent credit card payment could have a big impact on the health of your credit. Here's how.

Will my credit score drop if I pay a credit card debt collector?

Paying off an old debt could have an impact on your credit score — but not always in the way you'd think.

Is it ever OK to ignore credit card debt collectors?

It can be tempting to ignore debt collectors' aggressive tactics, but it's generally not the best approach to take.

Can credit card debt in collections be forgiven?

There are lots of ways to deal with credit card debt that's in collections — but is debt forgiveness one of them?

How to Choose the Right Travel Credit Card

Fees, sign-up bonuses and whether the card is aligned with a particular hotel brand or airline are all factors in the decision.

Business - The New York Times - November 15

JPMorgan’s Chase UK bank launches first credit card

Digital-only bank makes first foray into lending after amassing more than £20bn in deposits

Business - Financial Times - November 19

5 hidden costs of carrying credit card debt

These hidden costs are just as damaging — if not more so — than credit card interest and fees.

Who qualifies for a credit card debt consolidation program?

While debt consolidation programs can offer relief from high-rate card debt, not everyone is eligible to enroll.

3 important credit card debt relief moves to make this November

Dealing with credit card debt issues? You may want to take these steps toward debt relief this month.

7 credit card fees that increase the cost of your debt

Interest charges aren't the only things that can cause your credit card debt to balloon. These fees can, too.

Can a 10-year-old credit card debt still be collected?

It's common for debt collectors to pursue old debts, but do you still owe the money? Here's what to know.

Will debt collectors sue over a $3,000 credit card debt?

A $3,000 credit card debt may seem minor, but some debt collectors could still aggressively pursue it. Here's why.

Can a 7-year-old credit card debt still be collected?

Credit card debt this old could still be collected on — but only in certain circumstances. Here's what to know.

What happens when a credit card charge-off is sold to a debt collector?

Has your charged-off debt been sold to a debt collector? Here's what you can expect to happen next.

How Fed Rates Influence Credit Cards, Loans, Savings and More

Here’s how the central bank’s interest rate moves influence car loans, credit cards, mortgages, savings and student loans.

Business - The New York Times - November 7

Should I pay credit card debt that has been written off?

Paying off written-off debt may seem counterintuitive, but it can make sense in certain cases. Here's why.

When can a credit card company sue you for non-payment?

If your credit card debt goes unpaid for long enough, you could face legal consequences. Here's when it may happen.

Behind on your credit card bills this November? 3 options to consider

Missing credit card payments can have serious consequences, but there are ways to get your finances back on track.

Here's how your credit card debt can become uncollectible

If you're behind on your payments or are curious about your rights regarding old debt, here's what to know.

Credit card debt among retirees jumps — 'It's alarming,' researcher says

There's been a significant increase in the share of retirees with credit card debt since 2022, according to the Employee Benefit Research Institute.

Business - CNBC - November 11

Here's how to qualify for credit card debt forgiveness before 2025

Debt forgiveness could help you save money on what you owe, but you'll need to meet some requirements to enroll.

Will credit card interest rates increase now that inflation is climbing?

Inflation ticked back up again in October, which could impact your credit card interest rates. Here's how.

What are the best ways to get rid of credit card debt in retirement?

New research shows that retirees' credit card debt is growing. Here's how you can tackle yours now.

5 surprising credit card debt consolidation benefits to know

Drowning in credit card debt? Consolidation does more than you might think.

3 important things to know if your credit card debt goes to collections

If your credit card debt is delinquent and is now in the hands of a debt collector, here's what to know.

5 ways to tackle your credit card debt before the holidays

These useful tips can help you deal with your lingering debt issues before the holiday season arrives.

Should you apply for credit card debt forgiveness before the holidays?

For many users, a credit card debt forgiveness program may be worth pursuing now, before the holidays. Here's why.

How to cut your credit card debt before the holidays

Don't let your credit card debt compound this holiday season. Here's how to take action in advance.

6 ways to break bad credit card spending habits

Your bad credit card habits could be costing you a lot of money. Luckily, there are simple ways to break them.

Why you shouldn't wait for 2025 to tackle your credit card debt

Waiting until January or later to deal with your credit card debt could be a major mistake. Here's why.

How to lower your credit card debt this Black Friday

Black Friday spending could cause your credit card debt to grow quickly out of control. Here's how to lower it now.

Retirees are facing financial strain as credit-card debt spikes

More retirees are carrying credit card balances they’ll struggle to pay off.

Business - MarketWatch - Yesterday

Consumer credit posts small increase as Americans cut back on credit-card purchases

The amount of credit U.S. consumers used in September rose a scant 1.4%, but the increase was tied mostly to student loan as Americans scale back on borrowing.

Business - MarketWatch - November 7

When do late credit card payments show up on your credit report?

If you've made a late credit card payment recently, here's when it could start impacting your credit score.

‘I can’t deal with managing them’: I juggle 18 credit cards. How do I close them without ruining my credit score?

“I have very high limits, so charges barely make a blip on my credit-utilization ratio.”

Business - MarketWatch - 6 days ago

Dozens of retailers jacked up interest rates on store cards ahead of Fed cuts

Dozens of retailers, including Macy's, Gap and TJ Maxx, increased APRs on their store credit cards before the Federal Reserve cut rates, padding their profits.

Business - CNBC - November 22

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