What should I do when a credit card debt collector contacts me?

If you've been contacted by a debt collector about old credit card debt, here's what you should do.

What will a debt collector do if I can't pay old credit card debt?

There are a few different strategies debt collectors can use when you're unable to pay off what you owe.

What happens when a credit card charge-off is sold to a debt collector?

Has your charged-off debt been sold to a debt collector? Here's what you can expect to happen next.

Will my credit score drop if I pay a credit card debt collector?

Paying off an old debt could have an impact on your credit score — but not always in the way you'd think.

Is it ever OK to ignore credit card debt collectors?

It can be tempting to ignore debt collectors' aggressive tactics, but it's generally not the best approach to take.

Should I pay credit card debt that has been written off?

Paying off written-off debt may seem counterintuitive, but it can make sense in certain cases. Here's why.

Will debt collectors sue over a $3,000 credit card debt?

A $3,000 credit card debt may seem minor, but some debt collectors could still aggressively pursue it. Here's why.

What are the best ways to get rid of credit card debt in retirement?

New research shows that retirees' credit card debt is growing. Here's how you can tackle yours now.

What should my wife do with my Roth IRA when I die?

Beneficiary designations are not the answer in every situation

Business - MarketWatch - November 13

Have $7,500 in credit card debt? Here's what debt forgiveness could cover.

Getting rid of $7,500 in credit card debt could be easier with the help of a credit card debt relief program.

Have $25,000 in credit card debt? Here's what debt forgiveness could cover.

The right credit card debt forgiveness program could reduce your $25,000 credit card balance significantly.

Have $50,000 in credit card debt? Here's what debt forgiveness could cover.

With a credit card balance that high, the right debt forgiveness program could help you save a substantial amount.

Have $40,000 in credit card debt? Here's what debt forgiveness could cover.

The right debt forgiveness program could lead to hefty savings on a $40,000 debt. Here's how.

Have $35,000 in credit card debt? Here's what debt forgiveness could cover.

If you're facing $35,000 in credit card debt, debt forgiveness could have a big impact on your balance. Here's how.

‘I’ve no interest in investing more money in the stock market’: I’m debt-free, retired and ignoring the ‘Trump bump.’ What should I do with $400,000?

“I already have $1.5 million in the stock market.”

Business - MarketWatch - 4 days ago

When do late credit card payments show up on your credit report?

If you've made a late credit card payment recently, here's when it could start impacting your credit score.

3 times you should pay off credit card debt collections (and 3 times you shouldn't)

Paying off collections debt can be a smart financial move, but it won't make sense in every scenario.

‘I can’t deal with managing them’: I juggle 18 credit cards. How do I close them without ruining my credit score?

“I have very high limits, so charges barely make a blip on my credit-utilization ratio.”

Business - MarketWatch - 13 hours ago

Can credit card debt in collections be forgiven?

There are lots of ways to deal with credit card debt that's in collections — but is debt forgiveness one of them?

Will credit card debt forgiveness cover my $3,000 debt?

Stuck with a $3,000 credit card bill? Here's how to get help now.

How to get rid of credit card debt without ruining your credit

You don't have to sacrifice your credit score to get rid of credit card debt. There are lots of routes to consider.

Will enrolling in a credit card debt management program hurt your credit?

Certain debt relief strategies can have a negative impact on your credit — but is debt management one of them?

When clients show signs of dementia, what should financial advisers do?

Take steps now to avoid a financial mess later.

Business - MarketWatch - 5 days ago

I left my husband after he raped me. Should I tell our daughter what happened? | Ask Philippa

You don’t have to tell your daughter every detail, you could let her know that you were deeply unhappy. The question I am in my late 50s . I left my husband to be with my new partner some ...

World - The Guardian - October 27

How long can delinquent credit card debt be collected?

The timeline for collecting late credit card debt may surprise you. Here's how long debt collectors can pursue it.

How to have your credit card debt forgiven this November

Need to have your credit card debt forgiven? There are a few ways to pursue this type of debt relief now.

3 important credit card debt relief moves to make this November

Dealing with credit card debt issues? You may want to take these steps toward debt relief this month.

7 credit card fees that increase the cost of your debt

Interest charges aren't the only things that can cause your credit card debt to balloon. These fees can, too.

Can a 10-year-old credit card debt still be collected?

It's common for debt collectors to pursue old debts, but do you still owe the money? Here's what to know.

Can a 7-year-old credit card debt still be collected?

Credit card debt this old could still be collected on — but only in certain circumstances. Here's what to know.

Here's how your credit card debt can become uncollectible

If you're behind on your payments or are curious about your rights regarding old debt, here's what to know.

Credit card debt among retirees jumps — 'It's alarming,' researcher says

There's been a significant increase in the share of retirees with credit card debt since 2022, according to the Employee Benefit Research Institute.

Business - CNBC - November 11

Here's how to qualify for credit card debt forgiveness before 2025

Debt forgiveness could help you save money on what you owe, but you'll need to meet some requirements to enroll.

5 surprising credit card debt consolidation benefits to know

Drowning in credit card debt? Consolidation does more than you might think.

3 important things to know if your credit card debt goes to collections

If your credit card debt is delinquent and is now in the hands of a debt collector, here's what to know.

5 ways to tackle your credit card debt before the holidays

These useful tips can help you deal with your lingering debt issues before the holiday season arrives.

‘I didn’t really plan it’: what Ali told me when we rewatched The Rumble in the Jungle

Fifty years on from the famous fight in Zaire no athletic contest in history has inspired as much global joy as Muhammad Ali’s win over George Foreman. Thirty-five years ago, I sat on the sofa in ...

World - The Guardian - October 28

‘I handle my dad’s finances’: My father is in a nursing home and will get $100K in compensation. What should I do with it?

“I’ve thought about CDs, money-market and mutual funds.”

Business - MarketWatch - 3 days ago

‘Who do people like me turn to?’ I am 70 with absolutely no emergency or retirement savings. So now what?

Have an issue with your financial adviser or looking for a new one? Email questions or concerns to picks@marketwatch.com. We’ll have financial advisers weigh in.

Business - MarketWatch - October 31

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