Should you use home equity to pay off debt before the holidays? What experts say

Using home equity to pay off debt before the holidays could make sense for some, but not everyone.

Still paying off last year's holiday debt? Here's what to do now.

If you haven't paid off last year's holiday credit card bills, use these strategies to tackle it now.

Top stories - CBS News - 3 days ago

3 times you should pay off credit card debt collections (and 3 times you shouldn't)

Paying off collections debt can be a smart financial move, but it won't make sense in every scenario.

Top stories - CBS News - 3 days ago

'Holiday home dream left us crippled with debt'

Families who lost tens of thousands of pounds buying holiday caravans want the industry to change.

Should you refinance your home equity loan now that rates are cut? Experts weigh in

Interest rates were cut again last week. Does that make now a smart to refinance your home equity loan?

Considering a home equity loan now? Why you should open one before the end of 2024

There's a major advantage to opening a home equity loan before December 31 that borrowers should know.

Should I pay credit card debt that has been written off?

Paying off written-off debt may seem counterintuitive, but it can make sense in certain cases. Here's why.

Why You Should Get Your Vaccines Before the Holiday Rush

Health professionals recommend vaccines before traveling to celebrate the holidays with family.

Business - Inc. - November 8

Why you should check home equity loan rates daily

There are many reasons why home equity loan borrowers should be checking interest rates daily. Here's what to know.

Should you open a home equity loan now or wait until 2025?

There are pros and cons to opening a home equity loan now versus later in 2025. Here's what to consider.

Should you open a home equity loan with inflation rising again?

Inflation grew again in October, leading some to wonder about the merits of borrowing from their home equity now.

28% of credit card users are still paying off last year's holiday debt. But that's an improvement

Americans tend to overspend during the holiday season. In fact, some shoppers are still paying off last year's purchases.

Business - CNBC - 6 days ago

28% of credit card users are still paying off last year's holiday debt. How to get this season’s tab under control

Americans tend to overspend during the holiday shopping season and this year will be no different, experts say.

Business - CNBC - October 21

Considering using your home equity now? Pros and cons of acting before 2025

There are some major pros and cons to accessing your home equity before 2025. Here's what to consider right now.

Top stories - CBS News - 3 days ago

3 home equity moves to make before 2025

Are you considering a home equity loan now? Here are three moves to make before the end of the year.

Will home prices drop in 2025? Here's what experts say.

Many prospective homebuyers may be wondering about the trajectory of home prices in 2025. Here's what to know now.

What's the most you should pay for housing? Here's a breakdown by salary, from $30,000 a year to $120,000

A breakdown of what your housing costs should be based on how much you earn.

Business - CNBC - 4 days ago

Is a reverse mortgage or home equity loan better for seniors? Experts weigh in

Seniors have a few options for tapping into their home's equity, but certain options may be better than others.

3 high-paying roles in industries that keep adding jobs: 'You wouldn't think' they'd pay 6 figures, says expert

Even industries like food and beverage have six-figure jobs, says John Mullinix, head of growth marketing at Ladders.

Business - CNBC - November 9

Why you should invest in gold before 2025

There are a few big reasons to put some money into gold before the new year, experts say.

I’m 67, married and have two mortgages worth $660,000. Should I use my 401(k) to pay them off?

“I want to have $6,000 a month in cash to live comfortably and travel upon retirement.”

Business - MarketWatch - November 9

What causes home equity loan interest rates to drop? And will they keep falling?

Home equity rates have dropped since the Fed's last meeting. Here's what they could do in the future, experts say.

What's the home equity loan interest rate forecast for November 2024?

Home equity loan interest rates could fall, but they might not be worth waiting for. Here's everything to know.

3 smart ways to use your home equity this November

Considering borrowing from your home equity now? Here are three smart ways to use it this November.

What will a debt collector do if I can't pay old credit card debt?

There are a few different strategies debt collectors can use when you're unable to pay off what you owe.

Homebuying during the holidays: Pros and cons experts say to know

There are some unique benefits to buying a house this time of year — but it's not perfect.

Top stories - CBS News - 3 days ago

What happens when a credit card charge-off is sold to a debt collector?

Has your charged-off debt been sold to a debt collector? Here's what you can expect to happen next.

Boomers beware: Tapping home equity to pay for long-term care carries serious risks

Long-term care “will force people to deplete many of their assets.”

Business - MarketWatch - October 24

Should you sell your gold investment as the economy improves? Experts weigh in

Investors may want to consider selling gold to pursue faster growth opportunities or keeping it as a safety net.

Why you should open a $10,000 CD before the November Fed meeting

For many savers, it makes sense to deposit $10,000 into a CD before the next Federal Reserve meeting. Here's why.

Should you set heat to a constant temperature or turn it on and off?

As the temperatures drop, the energy bills go up. But how you set your thermostat can help keep the cost of heating your home down.

Politics - The Hill - November 10

Lego Batmobile Tumbler Is Over $80 Off At Amazon, But You Should Hurry

Lego Batman Batmobile Tumbler $189 (was ...

Tech - GameSpot - 1 hour ago

Most in new poll say campaigns should pay cities that host rallies

Most Americans believe presidential campaigns should pay local governments’ expenses after holding rallies, a new poll from YouGov shows. Three-quarters of Americans said campaigns should ...

Politics - The Hill - November 1

What should I do when a credit card debt collector contacts me?

If you've been contacted by a debt collector about old credit card debt, here's what you should do.

What will happen to home equity loan rates after this week's Fed rate cut?

Another Fed rate cut is expected this week. Here's what that could mean for home equity loan rates.

UK visa process for AI experts should be streamlined, says government adviser

Recommendations from Matt Clifford on boosting the tech industry also include special zones for data centres

Business - Financial Times - October 30

Is the 'vibecession' here to stay? Here's what experts say

Election exit polls continued to show signs of a "vibecession" among voters. The vibes might continue to be "off" in the future, experts say.

Business - CNBC - November 7

What gold assets should you invest in now that the price has dropped?

The price of gold is dropping, but savvy investors could capitalize on that trend by pursuing these specific assets.

Top stories - CBS News - 3 days ago

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