How to get rid of credit card debt without ruining your credit

Americans’ $1 trillion credit-card debt problem is inching in the right direction as inflation eases

Americans are still building up their credit-card balances, but they’re doing a better job paying those bills on time — and it could be sign that inflation’s bite is easing.

Business - MarketWatch - 11 hours ago

‘Positive’ medical debt credit reporting is a Trojan horse

Congress shouldn’t be fooled and let a Trojan horse hurt consumers by nullifying state laws and the CFPB’s effort to get medical debt off credit reports.

Politics - The Hill - November 6

Consumer Fears of Credit Card Delinquency Rise

A monthly New York Fed survey finds that while people felt generally positive about inflation, income, and jobs, fear of failing to make debt payments rose to a four-year high.

Business - Inc. - October 16

The cautionary tale of Goldman and Apple’s credit card

Retail banking is not only harder than it looks but also heavily regulated by watchdogs who take their duties very seriously

Business - Financial Times - October 30

Does debt consolidation or debt forgiveness make more sense with bad credit?

Finding the right solution to your high-rate credit card debt can be tough if your credit is less than ideal.

‘She can’t even buy groceries or put gas in her car’: My friend’s husband died, leaving her with three young children, no job and $15,000 in credit-card debt

“She is planning to sell their house and should net between $75,000 and $100,000 on the sale of the property.”

Business - MarketWatch - October 21

Can I get a HELOC with a 580 credit score?

Tapping into your home equity with a poor credit score could be tough— but it may not be impossible. Here's why.

Medical debt is hurting millions of credit reports — but now there’s a cure

Even responsible, prudent people can end up thousands of dollars in debt if they get sick or injured.

Business - MarketWatch - October 26

Southern Water at risk of debt default in event of further credit downgrades

Bond issue documentation shows UK utility under pressure over high financing costs

Business - Financial Times - November 5

Consumer credit posts small increase as Americans cut back on credit-card purchases

The amount of credit U.S. consumers used in September rose a scant 1.4%, but the increase was tied mostly to student loan as Americans scale back on borrowing.

Business - MarketWatch - November 7

Goldman and Apple fined $89mn over US credit card programme

Consumer regulator says companies ‘illegally sidestepped’ obligations in latest setback for struggling partnership

Business - Financial Times - October 23

When can a credit card company sue you for non-payment?

If your credit card debt goes unpaid for long enough, you could face legal consequences. Here's when it may happen.

Will credit card interest rates increase now that inflation is climbing?

Inflation ticked back up again in October, which could impact your credit card interest rates. Here's how.

How will filing for bankruptcy impact my credit score?

Bankruptcy can help you wipe the financial slate clean — but it can also do some serious damage to your credit.

2 in 5 U.S. credit card holders have topped out their spending limit

Lower-income earners and older people are more likely to say they've maxed out a card since the Fed starting hiking interest rates.

Nearly 2 in 5 cardholders have maxed out a credit card or come close, report finds

Higher prices and higher interest rates have caused many Americans to use more of their available credit. Gen X is particularly stretched.

Business - CNBC - October 17

Despite a half-point Fed rate cut, the average credit card interest rate fell by just 0.13%, report finds

Credit card APRs are edging lower after the Federal Reserve cut interest rates by a half point, but not by much.

Business - CNBC - November 1

How To Unlock Dragon Age: The Veilguard's Secret Post-Credits Scene

Once your adventure in Dragon Age: The Veilguard draws to a close, you'll find yourself staring at the main menu. But, wait, did you see anything after the credits rolled? Well, there's ...

Tech - GameSpot - November 2

The man who played a big role in getting Russ back to neutral

As Russell Wilson navigates the road from his rocky Broncos stint to Steelers starter, the influence of his late mental coach Trevor Moawad persists.

Sports - Yahoo Sports - October 24

Charlamagne tha God: Harris ‘needs to get a lot more credit’ for reviving ‘dead’ campaign

Radio host Charlamagne tha God said that Vice President Harris “needs to get a lot more credit” for reviving a “dead” campaign. “I think that she needs to get a lot more credit than she probably is ...

Politics - The Hill - 4 days ago

Trump’s tax plans: $7,500 EV credit likely to get axed, as tariffs spark anxiety

One tax credit that appears on track for elimination is an Inflation Reduction Act provision that can provide up to $7,500 to buyers of electric vehicles.

Business - MarketWatch - 2 days ago

How an ex-Goldman banker built a $10bn private credit ‘whale’ — and now may sell it

After years of preparation, HPS is on the verge of either a deal or an IPO

Business - Financial Times - October 24

How to Get Your Invoices Paid as Quickly as Possible

Founders share their tips for saving time on accounts receivables and shoring up cash flow.

Business - Inc. - October 24

Meta fires staff for abusing $25 meal credits

Workers used benefits to buy acne pads, wine glasses and laundry detergent

Business - Financial Times - October 17

China to boost lending for stalled property projects to $560bn

Beijing is trying to restore confidence in economy amid prolonged real estate slowdown

Business - Financial Times - October 17

FTC sends $2.5 million to Credit Karma customers

The settlement stems from allegations Credit Karma misled consumers into applying for credit offers.

Tucker Carlson credits demons for the invention of nuclear technology

Ex-Fox News host makes bizarre claim on Steve Bannon’s podcast, days after saying a demon attacked him in his sleep. Demons that Tucker Carlson claimed attacked him as he slept were also ...

World - The Guardian - November 4

State Street says it is ‘shopping’ for a private credit manager

Money manager tries to catch up with rivals as investors shift into unlisted assets

Business - Financial Times - November 5

Credit Agricole's Shares Fall After Mixed Results

Credit Agricole reported a smaller-than-expected fall in net profit for the third quarter of 2024 but softer revenue missed views, sending its shares lower.

Business - The Wall Street Journal - November 6

What Trump's campaign credits its success to

President-elect Donald Trump's campaign told reporters about the strategy it says largely contributed to its success. CBS News' Jake Rosen has the details and Aaron Navarro reports on Vice ...

Cop29: what are carbon credits and why are they so controversial?

Once heavily scorned because of fraud and poor outcomes, carbon trading is likely to be high on the agenda in Baku. For the next two weeks, countries will gather on the shores of the Caspian Sea in ...

World - The Guardian - 4 days ago

Formula 1 to get rid of fastest lap bonus point in 2025

Drivers have been able to earn an extra point for the fastest lap since 2019.

Sports - Yahoo Sports - October 17

On Lake Erie, getting rid of problem algae starts with giving it less food

Western Lake Erie is an ideal environment for the bacteria that make up algae

Tech - ABC News - October 22

On Lake Erie, getting rid of problem algae starts with giving it less food

Western Lake Erie is an ideal environment for the bacteria that make up algae

Health - ABC News - October 22

To save our democracy, we must get rid of online anonymity

How do we balance protecting a user’s privacy while holding them accountable for actions violating the law or a site’s Terms of Service?

Politics - The Hill - November 2

FICO and VantageScore are the 'Coke and Pepsi' of credit scoring, says credit expert—what to know about each

Although your VantageScore and FICO credit scores are calculated differently, the key to maintaining healthy scores is the same, according to credit expert.

Business - CNBC - October 31

Apple releases Apple Intelligence. Here's how to get it on your iPhone

The release is a critical milestone for Apple, which is relying on the feature launch to power its marketing campaign for the iPhone 16.

Business - CNBC - October 28

How to get equity out of your home with refinance rates high again

Mortgage refinance rates are high again. Here are two other effective ways to access your home equity right now.

Latest in How to get rid of credit card debt without ruining your credit

Americans’ $1 trillion credit-card debt problem is inching in the right direction as inflation eases

‘Positive’ medical debt credit reporting is a Trojan horse

Consumer Fears of Credit Card Delinquency Rise

The cautionary tale of Goldman and Apple’s credit card

Does debt consolidation or debt forgiveness make more sense with bad credit?

‘She can’t even buy groceries or put gas in her car’: My friend’s husband died, leaving her with three young children, no job and $15,000 in credit-card debt

Can I get a HELOC with a 580 credit score?

Medical debt is hurting millions of credit reports — but now there’s a cure

Southern Water at risk of debt default in event of further credit downgrades

Consumer credit posts small increase as Americans cut back on credit-card purchases

Goldman and Apple fined $89mn over US credit card programme

When can a credit card company sue you for non-payment?

Will credit card interest rates increase now that inflation is climbing?

How will filing for bankruptcy impact my credit score?

2 in 5 U.S. credit card holders have topped out their spending limit

Nearly 2 in 5 cardholders have maxed out a credit card or come close, report finds

Despite a half-point Fed rate cut, the average credit card interest rate fell by just 0.13%, report finds

How To Unlock Dragon Age: The Veilguard's Secret Post-Credits Scene

The man who played a big role in getting Russ back to neutral

Charlamagne tha God: Harris ‘needs to get a lot more credit’ for reviving ‘dead’ campaign

Trump’s tax plans: $7,500 EV credit likely to get axed, as tariffs spark anxiety

How an ex-Goldman banker built a $10bn private credit ‘whale’ — and now may sell it

How to Get Your Invoices Paid as Quickly as Possible

Meta fires staff for abusing $25 meal credits

China to boost lending for stalled property projects to $560bn

FTC sends $2.5 million to Credit Karma customers

Tucker Carlson credits demons for the invention of nuclear technology

State Street says it is ‘shopping’ for a private credit manager

Credit Agricole's Shares Fall After Mixed Results

What Trump's campaign credits its success to

Cop29: what are carbon credits and why are they so controversial?

Formula 1 to get rid of fastest lap bonus point in 2025

On Lake Erie, getting rid of problem algae starts with giving it less food

On Lake Erie, getting rid of problem algae starts with giving it less food

To save our democracy, we must get rid of online anonymity

FICO and VantageScore are the 'Coke and Pepsi' of credit scoring, says credit expert—what to know about each

Apple releases Apple Intelligence. Here's how to get it on your iPhone

How to get equity out of your home with refinance rates high again

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