Credit card interest rates are surging: How to lower yours now

Dozens of retailers jacked up interest rates on store cards ahead of Fed cuts

Dozens of retailers, including Macy's, Gap and TJ Maxx, increased APRs on their store credit cards before the Federal Reserve cut rates, padding their profits.

Business - CNBC - Yesterday

‘I can’t deal with managing them’: I juggle 18 credit cards. How do I close them without ruining my credit score?

“I have very high limits, so charges barely make a blip on my credit-utilization ratio.”

Business - MarketWatch - 2 days ago

‘I can’t deal with managing them’: I juggle 18 credit cards. How do I close them without ruining my credit score?

“I have very high limits, so charges barely make a blip on my credit-utilization ratio.”

Business - MarketWatch - 8 hours ago

How far will home equity loan interest rates drop in November?

Home equity loans could decline in November, but that isn't the only feasible possibility, experts say.

Top stories - CBS News - November 4

Will UK interest rate cut make mortgages and loans cheaper?

Bank of England interest rates affect the mortgage, loan and savings rates for millions of people.

How low will home equity loan interest rates drop in November?

There are a few events in November that could help push home equity borrowing rates lower, experts say.

How the Federal Reserve interest rate cut could affect Americans

The Federal Reserve's latest interest rate cut could affect Americans who are borrowing money or are saving money. Jacob Sonenshine, a markets reporter at Barron's, joins CBS News with more on the ...

How the interest rate cut from the Fed could affect you

Federal Reserve Chair Jerome Powell announced an interest rate cut Thursday for the second time in the last three months as inflation continues to decline. CBS News contributor Javier E. David has ...

Here's how far HELOC interest rates have dropped this year

HELOC interest rates have dropped by a significant margin since January. Here's what borrowers should know now.

How far have home equity loan interest rates fallen in 2024?

Home equity loan interest rates have been on a steady downward path all year. Here's what to know now.

How far have mortgage interest rates fallen in 2024?

Mortgage interest rates have moved up and down throughout 2024. Here's what to know now.

HELOC interest rates drop to their lowest point in 2024: Why you should open one now

HELOC interest rates hit a new 2024 low this week. Here's why homeowners should consider opening one right now.

Don't wait for a holiday surge. Now is a good time to get your flu and COVID-19 vaccines

Health officials say it's important to get flu and COVID-19 vaccines ahead of the holidays when respiratory bugs tend to spread

Health - ABC News - November 7

How to get equity out of your home with refinance rates high again

Mortgage refinance rates are high again. Here are two other effective ways to access your home equity right now.

How much does a $30,000 HELOC cost monthly now that rates are falling?

A $30,000 HELOC comes with cheap monthly payments that could fall further in the months ahead. Here's what to know.

How much does a $250,000 HELOC cost now that rates are dropping?

Thinking about borrowing $250,000 from your home's equity? Here's what your HELOC payments could look like now.

How much does a $10,000 HELOC cost monthly now that rates are falling?

A $10,000 HELOC comes with inexpensive monthly payments that could fall further in the months ahead.

Your Marketing Has Customers Knocking at Your Door—How Well Are You Answering? 7 Keys to Turn Interest Into Commitment

Marketing is only half the job. Learn how to design a customer experience that gets results.

Business - Inc. - 4 days ago

Should you refinance your home equity loan now that rates are cut? Experts weigh in

Interest rates were cut again last week. Does that make now a smart to refinance your home equity loan?

Will my credit score drop if I pay a credit card debt collector?

Paying off an old debt could have an impact on your credit score — but not always in the way you'd think.

The cautionary tale of Goldman and Apple’s credit card

Retail banking is not only harder than it looks but also heavily regulated by watchdogs who take their duties very seriously

Business - Financial Times - October 30

Is it ever OK to ignore credit card debt collectors?

It can be tempting to ignore debt collectors' aggressive tactics, but it's generally not the best approach to take.

Top stories - CBS News - November 4

Can credit card debt in collections be forgiven?

There are lots of ways to deal with credit card debt that's in collections — but is debt forgiveness one of them?

JPMorgan’s Chase UK bank launches first credit card

Digital-only bank makes first foray into lending after amassing more than £20bn in deposits

Business - Financial Times - 5 days ago

5 hidden costs of carrying credit card debt

These hidden costs are just as damaging — if not more so — than credit card interest and fees.

Will mortgage interest rates fall this November?

Mortgage rates are poised to fluctuate in November, but in what direction? Here's what to know now.

Will HELOC interest rates fall in November?

HELOC interest rates have been falling this fall, but will they continue to do so in November? Here's what to know.

HELOC interest rates are falling. Here's how much further they can drop this November.

HELOC interest rates are on the decline, but will they continue to fall this November? Here's what to know.

Top stories - CBS News - November 4

How Trump’s win and the latest interest-rate cut will affect you as a consumer, homeowner and investor

Also: Expensive stocks, a Medicare warning and another milestone for Nvidia.

Business - MarketWatch - November 8

Apple upgrades Ireland’s credit rating outlook

Good craic

World - Financial Times - November 15

Fitch Downgrades Spirit Airlines’ Credit Rating

Spirit Airlines is working on alternatives to improve its liquidity.

Business - Inc. - November 16

Federal Reserve lowers rates by a quarter point

The Federal Reserve announced it is lowering the interest rate by a quarter point. NBC News’ Christine Romans explains what this means for the progress of inflation.

New York to implement congestion pricing at lower rate

New York Gov. Kathy Hochul (D) will revive plans for the nation’s first traffic congestion pricing plan in New York City at a reduced rate after delaying the controversial plan earlier this year. ...

Politics - The Hill - November 14

How much does a $200,000 HELOC cost per month now that rates are dropping?

HELOCs come with lower interest rates than many alternatives right now - and they could fall further in November.

How much would a $10,000 home equity loan cost monthly now that rates are cut?

Home equity loan interest rates are on the decline. Here's how much a $10,000 loan costs per month right now.

3 important credit card debt relief moves to make this November

Dealing with credit card debt issues? You may want to take these steps toward debt relief this month.

Can a 10-year-old credit card debt still be collected?

It's common for debt collectors to pursue old debts, but do you still owe the money? Here's what to know.

Top stories - CBS News - November 4

Will debt collectors sue over a $3,000 credit card debt?

A $3,000 credit card debt may seem minor, but some debt collectors could still aggressively pursue it. Here's why.

Can a 7-year-old credit card debt still be collected?

Credit card debt this old could still be collected on — but only in certain circumstances. Here's what to know.

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