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I’m a 59-year-old recluse with PTSD, a cancer diagnosis and no living relatives. What should I do with my $900,000 life savings?

“I have a large bank as trustee, and it will take a large chunk to distribute my estate.”
MarketWatch - 10h
Are there any pitfalls to having my retirement savings in two brokerage accounts? I have $900,000 in an IRA and 401(k).

“I’m 52 years old and I don’t plan on drawing from my IRA until my required minimum distribution.”
MarketWatch - 4d