Latest in ‘I’ve nothing saved for retirement’: I’m 50 and earn $45,000. I don’t have a 401(k) match. Should I put 10% of my salary in a Roth IRA instead?

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‘I’ve nothing saved for retirement’: I’m 50 and earn $45,000. I don’t have a 401(k) match. Should I put 10% of my salary in a Roth IRA instead?

“I currently have $36,000 in student-loan debt in forbearance in the SAVE program.”
Business - MarketWatch - 1 hour ago
I’m 67, married and have two mortgages worth $660,000. Should I use my 401(k) to pay them off?

“I want to have $6,000 a month in cash to live comfortably and travel upon retirement.”
Business - MarketWatch - November 9
I’m a 73-year-old widower who wants to take 6% out of my 401(k) instead of 4%. Can I afford it?

“I will receive $105,000 per year in retirement. I earn $135,000 a year now.”
Business - MarketWatch - Yesterday
What should my wife do with my Roth IRA when I die?

Beneficiary designations are not the answer in every situation
Business - MarketWatch - November 13
I’m inheriting $600,000. Should I fire my parents’ longtime adviser? And what should I do instead?

You need to find the right financial adviser for you, regardless of previous relationships
Business - MarketWatch - 2 days ago
I’m a mother, 48, of three girls. I earn $200,000 and have a $576,000 mortgage. Should I take out a $60,000 home-equity loan and upgrade my BMW X3?

“Right now, I do not have a car payment and I pay off my credit-card bills of between $2,000 and $7,000 every month.”
Business - MarketWatch - Yesterday
‘I’ve no interest in investing more money in the stock market’: I’m debt-free, retired and ignoring the ‘Trump bump.’ What should I do with $400,000?

“I already have $1.5 million in the stock market.”
Business - MarketWatch - November 17
I’m 48 with $223,000 saved for retirement. I want to contribute an extra 1% every year. Will that have any meaningful impact?

“I anticipate that could have a large impact even though my retirement horizon is a bit short.”
Business - MarketWatch - November 5
The ‘Trump bump’ added $75,000 to my $1.3 million portfolio. I’m 39. Should I retire early and move to Europe?

“I have my eyes set on either Italy or Spain next year, where the cost of living is roughly half of what it would be in the U.S.”
Business - MarketWatch - 6 days ago
My wife is 9 years older than I am — but makes 50% less. Will I have to retire for her to receive my Social Security spousal benefits?

“She will probably retire nearly a decade before I do.”
Business - MarketWatch - Yesterday
‘I became very frugal’: My husband and I are 40. I have $200,000 in student debt, while he has $600,000 in retirement savings. Are we in trouble?

“Neither of us will have an inheritance and everything we have, we built together.”
Business - MarketWatch - November 17
I’m a 73-year-old retiree with a 50/50 portfolio whose bonds are doing terribly! Should I sell?

Diversification can be frustrating, but it’s still necessary.
Business - MarketWatch - November 16
My children don’t care about me. I’m 61 and want to rewrite my will. Where do I start?

“I do not see myself living with my children at the end of my life.”
Business - MarketWatch - 2 days ago
‘This election season has been tense’: I voted for Kamala Harris and my husband voted for Donald Trump. Should I tell him?

“We have a very respectful and, for the most part, happy and healthy marriage.”
Business - MarketWatch - November 6
I’m 71 with $2 million in retirement savings and a conservative investment strategy. Am I doing this right?

“I’m in good health and still working part time.”
Business - MarketWatch - November 16
Should I Have a Food Truck Cater My Wedding Reception?

To encourage more partying — or save space and money — some couples are abandoning the sit-down dinner.
Lifestyle - The New York Times - 2 days ago

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